A practical and necessary instrument for handling personal finances is a credit card. They offer a safe and effective way to shop, get points, and establish credit. Choosing the best credit card for your requirements might be difficult because there are so many options available. To assist you in making an informed choice, we will examine the top 5 credit cards for everyday use in this post.
1) Chase Freedom Unlimited®
For everyday use, the Chase Freedom Unlimited® credit card is a great option. This credit card has no annual fee and provides 1.5% reward on all transactions. Additionally, it offers a 15-month promotional period of 0% APR on purchases and balance transfers. A $200 bonus is also available with the Chase Freedom Unlimited® card when you spend $500 in the first three months after creating your account. This card also offers perks for extended warranties and purchase protection.
2) Citi® Double Cash Card
Another well-liked credit card for regular use is the Citi® Double Cash Card. This card offers 2% rewards, 1% after each purchase you make and an additional 1% after each purchase you settle. This credit card has no annual fee and an initial debt transfer APR of 0% for 18 months. Citi® Private Pass®, which enables cardholders to buy presale tickets, VIP experiences, and more, is also accessible to cardholders with the Citi® Double Cash Card.
3) Capital One® Quicksilver® Cash Rewards Credit Card
For people who value simplicity, the Capital One® Quicksilver® Cash Rewards Credit Card is a great choice. With no annual charge, this card provides 1.5% reward on all purchases. This card also offers a 15-month introductory period of 0% APR on purchases and balance transfers. In addition, you can receive a $200 cashback incentive when you spend $500 in the first three months after opening your account with the Capital One® Quicksilver® Cash Rewards Credit Card.
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4) American Express® Cash Magnet® Card
For individuals who like incentives over cashback, the American Express® Cash Magnet® Card is a fantastic choice. When you spend $1,000 in the first three months after opening your account, this card will give you a $150 bill credit. Additionally, there is no annual charge and this card offers 1.5% reward on all purchases. Additionally, purchases and debt transfers made with the American Express® Cash Magnet® Card will have an initial APR of 0% for 15 months. Additionally, this card gives users access to American Express® Experiences, where they may buy tickets in advance, VIP experiences, and more.
5) Discover it® Cash Back
When looking for a credit card that will allow you to accrue rewards while improving your credit, consider the Discover it® Cash Back credit card. Every quarter, this card offers 5% rewards on different categories with a $1,500 purchase cap. Additionally, any additional transactions made with this card will earn 1% cashback in perpetuity. Additionally, the Discover it® Cash Back card includes a 14-month introductory 0% APR on purchases and balance transfers. Additionally, this card offers free FICO® credit scores, purchase insurance, and advantages for extended warranties.
A useful tool for handling personal finances is a credit card. They offer a safe and practical way to make transactions, get rewards, and establish credit. The Chase Freedom Unlimited®, Citi Double Cash Card, Capital One Quicksilver® Cash Rewards Credit Card, American Express Cash Magnet® Card, and Discover it® Cash Back are the top 5 credit cards for daily use that we have analysed in this post. These credit cards provide a number of advantages, such as cashback and perks.